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BARIATRIC SURGERY OPTIONS

 

Lap-Band Surgery

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Lap Band information

About the Lap Band procedure

Lap Band surgery risks

Lap Band Surgery advantages

What to expect from the surgery

After Lap Band surgery

The Lap Band diet

Frequently asked questions

Lap Band Weight Loss Surgery

Lap Band vs. Gastric bypass

Weight loss surgery myths

 

PATIENT RESOURCES

 

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Lap Band Surgery Cost

 

 

The cost of lap band surgery has decreased substantially over the last two years.   This combined with the fact that patient outcomes have continued to improve.  This could be one a great opportunity for you to take advantage of this procedure and accomplish your personal weight loss goals as well as improve your overall physical and mental health.

According to the National Institute of Health: "Lap band surgery patients show a dramatic and sustained improvement in the quality of their lives beyond the extent of their weight loss".    Multiple studies continue to prove that that patients who have undergone bariatric surgery have greater earning potential and see less discrimination in the current job market.   There are now many reasons to consider lap band surgery that are beyond the immediate health benefits.

The cost of the procedure varies by geographic market and facility selected.   We offer the most competitive rates available and many times there is no cost at all to the patient if you have insurance.  To help you find the best facility and surgeon for your needs please take the time to fill our out contact form by clicking the link below.   Our professional and courteous staff will contact you and answer any questions you may have.

Free Lap Band Surgery Evaluation


We are extremely proud to have had over  6000 patients have utilized our educational program to select the right surgeon and facility.  We are proud that those thousands of patients have some of the best documented outcome statistics in the world according to the facilities in which they had their surgery.  By primarily specializing in bariatric surgery, we educate  our patients on their options rather than designate one price and program for each patient.  Choice leads to high quality care that is more affordable for you and your family.

Many insurance policies cover lap band and gastric bypass surgery.  If you do not have insurance or your policy has an exclusion there are still options available.  The cost of a Lap Band or Realize Band surgery has continued to decrease over time as well as the duration of the procedure.

LAP BAND Procedure CostDon't have insurance coverage for Lap-Band surgery? Financing now available for Lap-Band patients!

The cost of a LAP BAND procedure could vary from state to state and even from city to city.  Bariatric Surgery Specialists cuts down on the risk of paying too much and improves your changes of getting the right bariatric surgeon for your particular medical needs.   These variations are often due to the type of health insurance plan you have, whether the surgeon and hospital you choose is an in-network provider, and whether your procedure is performed as an in-patient (overnight stay) or out-patient (same day). Generally speaking the cost of the procedure (facility, surgeon, and anesthesiologist) can cost as much as $30,000 at some hospitals.   If you provide us your contact information we can assist you in reducing that cost substantially as well as financing the entire "out of pocket" cost of the procedure.

Please fill out our contact form and our staff will do our best to get you the best price and best surgeon available.

In addition to the surgery, you will need to be seen by your doctor for follow-up care and adjustments to the LAP BAND so that you get the best results. These follow-up visits will run from approximately $35.00 to $200.00 each, although some surgeons will include includes transportation, hotel, hospital, anesthesia, drugs, surgeon, pre and post op care in the total price.

Insurance and Health Plans

Today many health plans cover the LAP BAND procedure, which means most, if not all, the costs will be paid for. Each health plan will have certain criteria that need to be met before you can actually have the surgery. Attempting to navigate the world of insurance can be a daunting experience, but this Web site provides useful information and resources to help you.

In some cases your insurance may not cover the LAP BAND procedure and will issue a “denial” to your “prior authorization request.” A denial may be due to a medical policy exception clause, or your health plan may not cover bariatric (weight-loss) surgery. Depending upon the reason for the denial, you and your doctor may still be able to reverse the denial.

The Personal Cost of Obesity

Weight loss can change your life. Losing excess weight with the LAP-BAND® System can significantly improve your health and enhance your psychological and social well-being—not to mention your overall quality of life. You may also find that dramatic weight loss can significantly reduce weight-related costs, which on average can be more than $15,000 a year per person! What better investment than in yourself and your future?A New Year...A New Life...A new YOU! Click here to get started!

Insurance Alternatives

Following denial or when insurance coverage for the LAP BAND System procedure is not available, there are several alternatives that can be considered as viable payment options.

  • Cash (Lump Sum Payment)
    Options include using a 401(k) fund, savings or stocks.
  • Financing
  • Credit Cards—Patients may be able to take advantage of some low rates that are available with many credit cards. Credit cards are often as easy to qualify for as a loan; in addition, many credit card companies offer flexible payments and faster decisions. Please keep in mind, however, that they may not offer a credit line large enough to cover the procedure and interest rates are subject to change.
  • Loans—Options include equity, secured, unsecured, and combination loans from a financial institution (i.e. bank, credit union, etc.). Ask your LAP-BAND surgeon if he or she is a participant in INAMED Health’s LAP-BAND Patient Finance Program. If not, your surgeon can easily enroll in this program by contacting his or her INAMED Health Sales Representative. Loan approval and eligibility will be based on the credit worthiness of the borrower. Lenders often take into consideration credit rating, current earnings, assets, and future assessments. Multiple borrowers increase the likelihood of loan approval. This means that you may consider asking a loved one to co-sign or to apply for the loan on your behalf.

Monthly payment will vary based on the term of the loan (1 to 10 years) and the interest rate (on average between 6 percent and 10 percent). Based on the chart below, if you borrowed $10,000 at an interest rate of 10 percent over 10 years, then your monthly payment would be a mere $132.20 per month. This is less than an average car payment!

Annual
Interest
1 Year 2 Years 3 Years 4 Years 5 Years 6 Years 7 Years 8 Years 9 Years 10 Years
6% $86.07 $44.32 $30.42 $23.49 $19.33 $16.57 $14.61 $13.14 $12.01 $11.10
7% 86.53 44.77 30.88 23.95 19.80 17.05 15.09 13.63 12.51 11.61
8% 86.99 45.23 31.34 24.41 20.28 17.53 15.59 14.14 13.02 12.13
9% 87.45 45.68 31.80 24.89 20.76 18.03 16.09 14.65 13.54 12.67
10% 87.92 46.14 32.27 25.36 21.25 18.53 16.60 15.17 14.08 13.22
15% 90.26 48.49 34.67 27.83 23.79 21.15 19.30 17.95 16.92 16.13
20% 92.63 50.90 37.16 30.43 26.49 23.95 22.21 20.95 20.03 19.33


While financing is a viable option, please keep in mind that not all borrowers qualify for a loan. Types of loans and amounts of security determine the interest rate you will receive. There are strict credit limits, and collateral is often required for secured loans.

Potential Tax Savings

In the year you finance your LAP-BAND® System procedure, you may be eligible to receive thousands of dollars back in potential tax savings. Think of this as a discount on your procedure. IRS Publication 502 states you can deduct your medical and dental expenses when they total more than 7.5 percent of your adjusted gross income (see p. 2 of Publication 502). Adjusted gross income is your total income less a few very specific deductions. Medical expenses may include fees paid to doctors, payments for hospital services, prescription drug costs, physician co-pays, and the cost of participating in a weight-loss program for a specific disease, including obesity. Speak with your tax advisor or see IRS publication 502 for details.


Additional Information about the costs associated with the Lap-Band Surgical Procedure

The Cost of Lap-Band Surgery

Although it should not be the only criteria when choosing a surgeon or facility, the cost of Lap-Band surgery is an important consideration since it is a sizeable amount of money that will be spent. However, the money is put to good use if it improves the individual's health and quality of life. The costs can vary based on where the surgery is performed and on the individuals specific condition. It is extremely important to find out all related costs and consider all the financial issues before the surgery takes place.

When discussing costs, the individual should inquire about all costs of the Lap-Band procedure from start to finish. The costs to consider include pre-op tests, surgeon fees, hospital charges and associated surgery fees. There are also additional costs in the follow-up care, including nutritional counseling, psychological support, and follow-up medical visits.

In the USA, the cost of Lap-Band surgery can range from $8,000 to $30,000. The Lap-Band surgery is also available out of the country, often at similar costs to the United States. The Lap-Band procedure is widely used in Australia and Europe, where the procedure was available about eight years before it was approved in the United States, at costs that can range from $8,000 to $16,000. The surgery is also performed at similar costs in Mexico and Dubai, United Arab Emirates.

Besides the actual costs, there are other financial considerations to look into. If the patient has health insurance, one should see if the insurance plan covers the surgery and how much of the charges they will pay. As health coverage and medical eligibility can vary from company to company and plan to plan, it is important to contact the insurance company directly for approval. Also, many doctors and hospitals offer financing options or installment plans for payment.

 

Free Lap Band Surgery Evaluation

 

Compare weight loss surgery procedures.   View patient before and after photos.   Click here to qualify for surgery!

 

 

 

 

Home  l  Lap-Band Surgery  l  Lap Band information  l  Lap Band costs  l  Lap Band Insurance coverage  l  The Lap Band diet

Lap Band candidates  l  Lap Band surgery risks  l  Lap Band Surgery advantages  l  About the Lap Band Procedure

What to expect from the surgery  l  After Lap Band surgery  l  Compare lap band to gastric bypass  l  StomaphyX

Adjustable Gastric Banding  l  Gastric Bypass Surgery  l  Realize Gastric Banding  l  Vertical Gastric Sleeve  l  Duodenal Switch

Types of weight loss surgery  l  Surgery Comparison Chart  l  Weight loss surgery myths  l  Choosing a bariatric surgeon

Types of weight loss surgeries  l  Bariatric surgery centers  l  Facts about obesity  l  Obesity and fertility  l  About morbid obesity

Obesity treatment options  l  Obesity surgery  l  Weight loss options  l  Contact Us

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